Long Term Care Insurance

Long-term care insurance is a financial protection plan designed to cover the costs of long-term care services, such as assisted living, nursing home care, or in-home care, that you may require as you age or become unable to perform daily activities. These services can be expensive and are not typically covered by traditional health insurance or Medicare.

Long-term care insurance works by providing a set benefit amount per day, month, or year for covered long-term care services. To obtain long-term care insurance coverage, you'll need to pay regular premiums to your insurance provider. The cost of your premiums will depend on factors such as your age, health, and chosen benefit amount. It's essential to plan ahead and purchase long-term care insurance while you're still relatively young and healthy to secure lower premium rates and ensure coverage when you need it.

• Financial protection against the high costs of long-term care services
• Preserving your savings and assets for yourself and your loved ones
• Peace of mind knowing that you'll have access to the care you need
• Greater flexibility and choice in care options and providers
• Less reliance on family members for care and support
• Securing your well-being and independence as you age

Understanding long-term care insurance can be challenging, but an experienced insurance agency can help you find the right policy tailored to your unique needs. At Guerra Insurance Group, LLC, we know that long-term care insurance is not a one-size-fits-all solution. That's why we invest time in understanding your personal situation and future care needs to create a customized policy that works best for you. Our knowledgeable agents will guide you through the process, answer any questions you may have, and ensure you fully comprehend the policy you're selecting. Don't wait to secure your future care needs –   contact  us today  for a quote or to schedule a conversation with one of our agents.

Filling out this form is optional. By filling out this form you agree that a sales representative of Guerra Insurance Group, LLC may contact you by email or phone to discuss Medicare Advantage, Medicare Supplement and Prescription Drug plans.

We do not offer every plan available in your area. Currently we represent nine organizations which offer 55 plans in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

*Not connected with or endorsed by the United States government or the federal Medicare program.